Des Moines and Ankeny real estate and homes for sale in Iowa - The Moulton Team, REALTOR®

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Feature Home - Classic Builders Reagan Plan

$199,900

Photo of 4813 NW 2nd, Ankeny, IA, 50023.

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Address: 4813 NW 2nd	City/ST: Ankeny, IA	Zip Code: 50023
Location: 4813 NW 2nd, Ankeny, Ia. 50023	Property Type: Single Family Home	New or Resale: New
Square Footage: 2408	Bedrooms: 3	Bathrooms: 2
MLS# 361767

Classic Builders Reagan II plan. Popular 3 bedroom Ranch home featuring 1412 sq. ft. on the main, vaulted ceiling, dining area with sliders to the deck, open kitchen with granite countertop overlooking the spacious living room with corner fireplace. 1st floor laundry room/mudroom, large master suite with master bath and walk-in closet. Lower level is finished and feature a wet bar, full bath, family room, 4th bedroom with large walk-in closet, and daylight windows. Other features include: Covered deck. 1 Yr. Builder's Warranty, and 3 car garage.

Last Updated: 9/7/2010 11:46:02 PM

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Real Estate Tips

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia

Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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The Moulton Team, REALTOR�, real estate agent and broker for Des Moines and Ankeny, Iowa home listings, property and land for sale - NUMBER1EXPERT

The Moulton Team
Moulton & Associates Realtors
2005 S Ankeny Blvd Suite 400
Ankeny, IA 50023
Phone: 515-965-7876
Fax: 515-965-7881
Email Heath: heath@weselliowa.com
Email Julie: julie@weselliowa.com
The Moulton Team is one of Iowa's largest producing Real Estate Teams serving Des Moines and surrounding suburbs. The only Number1 Expert Realtor in the Greater Des Moines area, our team specializes in offering our clients below market interest rates that allow our buyers to save thousands of dollars in monthly payments on any home they purchase. With over $300 Million in career volume and over 400 homes sold in the last 3 years, The Moulton Team can help you find your next home when moving to the Greater Des Moines area.

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